Hong Kong International Finance Centre Building

Within the myriad of skyscrapers and soaring buildings distributed on the islands, the International Finance Centre is the tallest building in Hong Kong. The International Finance Centre, which is branded as “IFC”, is an integrated commercial development on the famous waterfront area of Hong Kong’s Central District.

To be the tallest building in Hong Kong is of course, an international prestige, and the sheer size and height makes it a very prominent landmark on the Island. The International Finance Centre boasts of grandeur and splendor as it stands out from all the other tall buildings in the city.

IFC basically consists of two skyscrapers. Tower One consists of the IFC mall and the forty-storey Four Seasons Hotel Hong Kong. The 88 storey Tower Two International Finance Centre is the tallest building in Hong Kong, usurping the place that was once occupied by the infamous Central Plaza.

The complex was developed by a consortium lead by Sun Hung Kai Properties & MTR Corporation. In addition, the Airport Express Station Central is directly beneath it, providing more convenient transportation especially for traveling businessmen.

The One International Finance Centre was completed in 1998 and opened in 1999. Its height is 210 meters, has a 38-storey building with a four-floor trading, 18 high speed passenger lifts in 4 zones, and comprises 784,000 square feet, or approximately 72,850 square meters. The building currently accommodates approximately 5,000 people.

Of the two skyscrapers that make up the International Finance Center building, the Two International Finance Centre is the tallest building in the city. It was designed by Cesar Pelli and completed in 2003. Its height measures approximately at 415 meters. It has 88 storeys, which is an extremely auspicious number for the Cantonese culture.

True to its name it contains twenty-two high-ceiling trading floors. The Monetary Authority (HKMA) is located at the 55th floor. The whole complex is equipped with state of the art telecommunications, raised floors for flexible cabling management, and nearly column-free floor plans. The building expects to accommodate up to 15,000 people, when all offices and floors are fully occupied.

Due to Cantonese culture and beliefs, the 88 storeys of the building may not be exactly eighty-eight (88). Why? Because of superstitious reasons, “taboo floors” like 14 and 24 are omitted because these numbers, according to Cantonese culture, sound like “definitely die” and “easy to die” respectively.

The top floor of the Two IFC is only slightly higher than Hong Kong city’s landmark, the Peak. Two IFC is the third tallest building in the Greater China region and the 6th tallest office building in the world.

Top 10 iPhone Apps for Personal Finance

There are many applications for the iPhone that give users the ability to make personal financing easier than ever. While solving one pain-in-the-neck issue, it creates another – which app to buy? Because of the popularity of these headache-reducing apps, there is an overwhelming amount of options available in the App Store. Deciphering which app is the best available is almost impossible. Add in the fact that so many aren’t free, and choosing the right one the first time around could save time and money. Before downloading anything, it’s important to know if the functionality of the app (money transferring, budget tracking, etc.) fits your needs. Provided is a list of ten apps including the price and primary function that can make tracking personal finances much easier.

Mint – There are tons of finance apps available that focus on budget tracking. Few are as popular as Mint, which allows users to manage multiple financial accounts from one simple user interface. With user-friendly features and no price tag, there is little wonder why this app has so many users.

Loan Shark – Dealing with loans is never a pleasant experience. The Loan Shark app helps ease some of the pain endured while handling loans without having to pay anything. It simplifies the process of calculating loans by a great deal and also has many features including a full amortization table, a one-tap extra payment option, and a “favorites” feature.

MoneyStrands – This app is another free option for tracking your budget. With features like alerts, analysis, security, and support, it is one to compare to Mint.

PageOnce – Planning long-term investments can be easy to put off. This app also assists in budgeting your current finances like MoneyStrands and Mint, but really excels in planning for the future. It gives you the ability to look at your 401k, IRA, and stocks all at the same time, while not costing you a cent.

Toshl – Toshl incorporates cloud computing into every day financing with this free app. The cloud feature allows users to automatically sync their mobile movements online. Additionally, there is a premium upgrade ($19.95/year) that allows users to export to Excel, PDF, or Google Docs among other features.

MoneyBook – MoneyBook is another addition to the long line of apps for budgeting. This one, however, comes at a price. Promoted as “Finance with Flair,” the app costs $2.99 and is loaded with features to make financing easier.

SplashMoney – At $4.99, what differentiates this from the free apps is its ability to connect wirelessly to most online bank accounts.

Square – The price is right for this free app that makes credit card purchases simpler than ever. By signing up, Square, Inc. will provide a credit card reader that can be attached directly to the iPhone. Once connected, users have the ability to swipe all major credit cards with only a 2.75% charge per swipe.

PayPal – Ebay-owned PayPal provides users a secure, simple way to send or receive money wirelessly.

General Banking – The bulk of major banks have available apps for free. These provide easy-access to any and all bank accounts in a secure fashion.

This is only a small example of the many, many apps that can help make financing easier. With the continuous release of new applications and updates to old ones, banking from your iPhone will continue to simplify; finding the app for doing so may not. This list is a great place to start looking.

For more information about iPhone application development, visit Magenic Technologies who have been providing innovative custom software development to meet unique business challenges for some of the most recognized companies and organizations in the nation.

Where to Find Car Loan Low Interest Finance

You may be surprised to learn how much you will be able to save when you take out car loan low interest finance. If you have been working hard to negotiate the best sale price on your new car, you certainly won’t want to negate the savings you make by paying dearly for finance. There are many companies around who can offer you a good deal on an auto loan and, when looking for car finance, you should aim to pay the lowest rate you can.

When looking for car loan low interest finance you should ensure that you consider all options available to you. A lot of people feel more comfortable sticking with their own financial institutions or the larger bank lenders as they seem to think they will be able to provide the best loans at the best rates. This is not always the case. These days there are a large number of non-bank lenders who provide car loan low interest finance.

Probably the best place to start looking for car loan low interest finance is on the internet. The majority of non-bank loan providers operate solely online as it is an easy way to set up their business without having to outlay a lot of capital. These companies also have minimal running costs, so they can afford to offer car loan low interest finance and still make a reasonable profit.

It is important, when searching for car loan low interest finance, that you realize that interest rates can vary considerably between lenders these days. Ensure that you take the time to shop around and get as many quotes as possible, as you may never know when you will come across the perfect auto loan at the lowest price around. It is only by approaching as many lenders as you can that you will have any success in finding car loan low interest finance.

Looking for car loan low interest rate financing is quick and easy when you do it online. Not only can you compare lenders at a time that is convenient for you, but you will only need to enter your details once in order to receive multiple quotes. The other great thing about getting car loan low interest finance online is that the application process is incredibly straight forward. Once you have found a great rate from a reliable lender, you will be able to apply for your loan online by completing a standard application form. Your application will be submitted to your lender immediately and so the processing of your application is a lot faster.

One thing that you will need to be cautious about when getting car loan low interest finance online is that you will need to ensure that the lender you go with is legitimate and reputable. Sometimes a company that offers ridiculously low rates may not be the most trustworthy, so always take the time to find out more about a lender before signing on the dotted line. You can check out the business ratings of various lenders online through the Better Business Bureau or through auto finance review sites.

Coming For Money – A Novel of International Finance by FW Vom Scheidt

It’s been said that money is the root of all evil. Actually it’s the love of money that causes all the problems. Some people will lie, cheat, steal, and do whatever it takes so that they might make more money and those actions will eat away at their moral and ethical values. In Coming for Money: A novel of International Finance by F.W. Vom Scheidt, the author tells a tale of morality and the nature of man’s relationship with wealth. It’s also a fascinating look into the world of high finance. The author is a director of an international investment firm and he draws on his own first hand experience giving the story substance and meaning not always found in fiction.

Paris Smith is an International Investment broker at the top of his game. He knows how to make money, lots of money, and it’s the impetus and motivation that keeps him going. When his wife becomes ill he takes off to care for her. When he loses her he’s overwhelmed by loneliness and starts to think about his own mortality. He tries to compensate by losing himself in work and he gets involved in a fraudulent bond deal that threatens to ruin his career and his life. His integrity is challenged and fearing failure, he starts his own investigation, traveling between Toronto, Singapore and Bangkok and racing against a deadline to complete a one hundred million dollar bond transaction gone wrong. In the process he finds himself and meets a woman who may be the one to heal his heart.

The story is well written. It’s fascinating and fast paced, filled with schemes, corruption and corporate intrigue. It’s also a character driven study of a man’s struggle to find himself. The first-person narrative provides an intimate look inside the mind of someone who is too focused on wealth and material possessions and wants to find real happiness. The hero is flawed but sympathetic. He feels guilt, hurt, betrayal and anger. Readers can understand his conflicts both internal and external. The underlying themes are universal and thought provoking.

I enjoyed the book immensely and was left thinking about a quote by George Lorimer, editor of the Saturday Evening Post from 1899 until 1936 – “It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.”

The Best Free Android Finance Apps

Obviously many people will be skeptical as to how good free apps actually are, with many consumers actually purposefully not downloading free apps due to fears that they will crash or being infected with various ways of stealing your money. However these fears are totally unfounded and without evidence so do not let this put you off. Now to the apps:

PayPal

If you have been on the internet at some point then you will have undoubtedly heard of PayPal. The service facilitates payments between people via a simple email address, avoiding the complexities usually associated with bank transfers and the like. The PayPal Android app allows users to manage their PayPal account just as they would through the official website. The app is totally secure and allows you to make purchases or deposits also amongst other activities on the move, a very useful addition to the marketplace.

Quote Pro

Quote Pro is also an incredibly useful app, used by many on a daily basis it has fast become one of the most downloaded in its range. Not only can you obtain extremely detailed and accurate information about the range of stocks you have an interest in, but you can also keep an eye on your portfolio of stocks and shares.

Tip Calculator by TradeFields

Tip Calculator is perhaps one of the most imaginative apps I have personally seen on the app marketplace. It is incredibly useful for an aspect you will have probably have struggled with every time you’ve been out for a meal, the tip. Not only will the app inform you of the total tip you should be leaving behind, but will also divide the total tip amount between the number of people at the dinner, saving much embarrassment, delays and napkin calculations!

Currency Converter

How many times have you been in a foreign country or at the airport and have been wondering how much you will actually get in return for your dollars? Numerous times in all probability. The currency converter provided by Pocketools will enable you to be provided with an accurate, up to date and independent currency exchange valuation allowing you to shop around to find the best exchange rate. Not only does this app provide you with the current exchange rate, it will also give you data on the currency of your choice over the last 5 year period through the use of many easy to read graphs.

Mileage

This is without doubt one of the best apps I have personally seen. With the rising prices of gas which look set to continue for the foreseeable future it is a great way of ensuring that you are driving as economically as possible and therefore saving as much gas as possible. I haven’t an idea about how it works but it does, the interface is also extremely slick, simple to navigate through and to understand.

Finance

Finance, whilst the name of the app may not excite you or conjure up ideas that this app is going to change the world it certainly fills a gap in the market which needed a simple app. It’s similar to Google search in many aspects, it provides a very basic user interface, but one that is incredibly effective and performs its job excellently. If you already use Google Finance or are considering starting to use it then this app is vital, it synchronizes everything meaning it’s like being on your main PC.

Financisto

Financisto is another great money manager. The ability to create long and short term budgets for holidays, short breaks or just a simple shopping trip is a real plus point for this app and one which has seen it rocket in terms of popularity. In addition to this the app has the capability to check your recurring payments amongst many other essential financial activities; this has left many users of the marketplace wondering why there is no charge.